Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.080%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.985%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.640%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.542%  0.000%
ARMS
5 Year Adjustable Rate
 Rate  APR  Points
 3.500%  3.978%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 3.625%  3.966%  0.000%