Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.332%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.112%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.892%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.800%  0.000%
ARMS
5 Year Adjustable Rate
 Rate  APR  Points
 3.750%  4.228%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 3.875%  4.216%  0.000%