Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.834%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.614%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.394%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.500%  5.314%  0.000%
ARMS
5 Year Adjustable Rate
 Rate  APR  Points
 4.500%  4.974%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 4.625%  4.963%  0.000%