Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.080%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.750%  3.860%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.515%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.671%  0.000%
ARMS
5 Year Adjustable Rate
 Rate  APR  Points
 3.500%  3.899%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 3.625%  3.901%  0.000%