Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.709%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.614%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.268%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.375%  5.186%  0.000%
ARMS
5 Year Adjustable Rate
 Rate  APR  Points
 4.375%  4.850%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 4.500%  4.839%  0.000%