Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.071%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.973%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.373%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.671%  0.000%
ARMS
5 Year Adjustable Rate
 Rate  APR  Points
 3.375%  3.845%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 3.500%  3.833%  0.000%