Conventional 30 Year Fixed Rate  Rate  APR  Points  5.000%  5.086%  0.000% 20 Year Fixed Rate  Rate  APR  Points  4.875%  4.990%  0.000% 15 Year Fixed Rate  Rate  APR  Points  4.625%  4.770%  0.000% FHA FHA 30 Year Fixed Rate  Rate  APR  Points  5.000%  5.829%  0.000% ARMS 5 Year Adjustable Rate  Rate  APR  Points  4.625%  5.176%  0.000% 7 Year Adjustable Rate  Rate  APR  Points  4.750%  5.150%  0.000%