Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.875%  4.960%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.739%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.645%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.572%  0.000%
ARMS
5 Year Adjustable Rate
 Rate  APR  Points
 4.625%  5.176%  0.000%
7 Year Adjustable Rate
 Rate  APR  Points
 4.750%  5.150%  0.000%